汽車主旨 ﹝請按主旨作出回應﹞ | 寄件者 | 傳送日期 |
[#1] 其實買全保有無實制用途呢? 其實買全保有無實制用途呢? 新車 or 幾年車... 買左全保.. 但正常如果小事都唔會去claim保險, 因為怕下年續保會加保費... o甘人地撞過黎, 係唔係都會加自己loading呢? o甘買全部.. 如果唔係俾人撞到好勁, or 自己撞到好勁.. 其實係唔係無o羊用呢.. 買3保就夠呢? |
ckyp 正式會員 210.xxx.xxx.67 |
2013-01-25 13:59 | |
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[#2] 其實買全保有無實制用途呢? 全保係怕total lost..或偷車. |
mcdull 正式會員 202.xxx.xxx.141 |
2013-01-25 14:01 |
[#3] 其實買全保有無實制用途呢? 新車如要上會(分期供), 好似一次要買全保. |
ctlee 正式會員 202.xxx.xxx.31 |
2013-01-25 14:03 |
[#4] 其實買全保有無實制用途呢? 最簡單既諗法係,當你唔好彩俾人撞,入廠整要10000,對方唔肯賠(過得一萬99%唔肯和解)叫你claim燕梳,你就麻鬼煩。你自己claim對方三保實俾對方玩,找個公正行做你咪又係要跌錢。就算你一切順利,你囉得錢最快都要成年後既事。你自己計下條數值唔值得。我個人覺得唔需要考慮加loading呢個問題,撞得要claim都大鑊架喇,唔通自己囉錢出黎平得過加loading?甘做乜要諗loading呢個問題呢?(唔夠牌齡唔夠歲數另計) |
我是一個人 正式會員 202.xxx.xxx.121 |
2013-01-25 14:22 |
[#5] 其實買全保有無實制用途呢? 如果你部車平=>三保。 如果你部車貴,但你唔覺得自己會遇上任何意外,包括天災,而你有足夠$於任何情況下整車,咁就三保得啦。 |
paulpoon168 正式會員 218.xxx.xxx.234 |
2013-01-25 14:26 |
[#6] 其實買全保有無實制用途呢? I recalled the 1st time I own a japanese car 7 years ago. I purchased full insurance and paid around 5k with 0 NCB. My wife drove it and crashed with a big lorry (she said it was her fault) within 1 month I got the car. And the right size of the car got seriously damaged (the driver door can't even open) and luckily she was not hurted. The car company quoted me around $18k for repairing (basically replaced most the right body part including the driver door). So I made the claim to the insurance company and basically it was wholly covered and the whole process take less than 2 weeks to settle. I were glad that I purchased full insurance at that time. 最後修改時間: 2013-01-25 14:44:01 |
mcben 正式會員 202.xxx.xxx.195 |
2013-01-25 14:43 |
[#7] 其實買全保有無實制用途呢? >最簡單既諗法係,當你唔好彩俾人撞,入廠整要10000,對方唔肯賠(過得一萬99%唔肯和解)叫你claim燕梳,你就麻鬼煩。你自己claim對方三保實俾對方玩,找個公正行做你咪又係要跌錢。就算你一切順利,你囉得錢最快都要成年後既事。你自己計下條數值唔值得。我個人覺得唔需要考慮加loading呢個問題,撞得要claim都大鑊架喇,唔通自己囉錢出黎平得過加loading?甘做乜要諗loading呢個問題呢?(唔夠牌齡唔夠歲數另計) Agreed with 我是一個人 ching......... |
mcben 正式會員 202.xxx.xxx.195 |
2013-01-25 14:45 |
[#8] 其實買全保有無實制用途呢? 公司以前有架車被人撞....TOTAL LOSS... 全保....最後個陪償..係.... 贖左會後....仲有幾千蚊..... |
AW709394 正式會員 218.xxx.xxx.82 |
2013-01-26 09:15 |
[#9] 其實買全保有無實制用途呢? o者係賠得好小?? |
ckyp 正式會員 183.xxx.xxx.87 |
2013-01-26 10:14 |
[#10] 其實買全保有無實制用途呢? 贖左會後....仲有幾千蚊. ************** So what do you expect? You have a car loan to repay... or you will expect the car loan to be "disappeared"? |
mc225 正式會員 218.xxx.xxx.30 |
2013-01-26 10:58 |
[#11] 其實買全保有無實制用途呢? 供左差不多二年會, 只係得番幾千蚊 ! |
AW709394 正式會員 218.xxx.xxx.82 |
2013-01-26 14:50 |
[#12] 其實買全保有無實制用途呢? 90 年間移民 Canada 買了部 Civic, 两月內給人偷走. 買了全保, 保險公司賠新車價 90%. |
mrbeansr 正式會員 116.xxx.xxx.195 |
2013-01-26 20:33 |
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