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[#1] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
我轉入停車場佢後波高速撞我司機位門,交通意外之後,影嗮相交左比警方,車已維修($17000)有全保,半年後警察打來話,(我地已告佢,法官話佢有罪,但佢唔認罪,你要上庭做証.
我想問佢一路唔認點攪,其實佢都係保險賠頂多幾千墊底~~~~~~~好煩~~~~~

mkmk11222003
個人訊息 會員
203.xxx.xxx.66
2011-10-14 13:47
[#2] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
I had similar experience. The other party dragged on by not showing up in court with all kind of excuses. He finally showed up the third time and admitted guilt. Well, I did have time to play with the jerk and went to the court every time. My insurance company paid for the repair but the other party's insurance wouldn't settle until the case had a verdict. I had to renew my insurance before the case was settled and had to pay a higher premium (reduced NCD) until the case was settled. My insurance company refunded the NCD after the verdict and the other party's insurance company (HxBx) dragged on for quite a long time before they paid for my excess.
olddude
個人訊息 會員
202.xxx.xxx.84
2011-10-14 14:00
[#3] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
我未大撞過唔識..
但聽人講話佢一定唔可以認罪..
如果唔係保險公司會唔賠比佢..
所以要等法庭判..係唔係真的?
joeyd
個人訊息 會員
119.xxx.xxx.157
2011-10-14 14:48
[#4] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
自己未試過有碰撞, 真係想學下野, 如果法庭判違例者有罪, 保險公司都係唔會負責架啦, 咁同自己認有咩分別呢? 有冇師兄或保險業人士可以分享下??
b.ho
個人訊息 正式會員
220.xxx.xxx.18
2011-10-14 17:19
[#5] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
而家就我全保賠左維修費我墊底$3000(NCB由50減至30)保險公司話法庭判左會全部發還,如果判左係保險同保險攪定係點~~~~~~我驚佢到時又這樣那樣,或者會唔會佢唔認唔認攪我幾年
真係慘比人撞,個官都話佢錯,都仲要攪來攪去............
mkmk11222003
個人訊息 會員
203.xxx.xxx.66
2011-10-14 17:57
[#6] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
>如果判左係保險同保險攪定係點

Your insurance company would go after the other party's insurance company to pay for what they had already paid. They should handle the "excess" for you as well. If you still haven't heard from the other insurance company about the refund of the "excess" paid by you a month or so after the court ruled, you should give your insurance agent (or your insurance company rep) a call. In my case, I still hadn't received any refund after almost a year had past since the accident. I had to call my agent before I could get the refund from the other insurance company.

There are many jerks like that, they drag on appearing in court hoping that the other party or the case officer would not show up then they could get away with it.

最後修改時間: 2011-10-14 20:19:28
olddude
個人訊息 會員
58.xxx.xxx.28
2011-10-14 20:18
[#7] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
香港就係甘,我被人撞尾,再推我撞埋前,對方錯哂,原本對方肯私了賠二萬,因我前面果部係全新Audi,結果撞我既縮沙,全部交俾保險公司攪,我交俾公證行攪報價claim佢,結果年半先有錢到手,扣除公證行收費我有二萬一!
我同國內人講,國內同類事件三日至一星期就完全攪掂
TAI
個人訊息 正式會員
116.xxx.xxx.9
2011-10-15 00:35
[#8] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
多謝甘多位師兄經驗分享多謝
mkmk11222003
個人訊息 會員
203.xxx.xxx.29
2011-10-15 01:06
[#9] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
國內冇NCB概念,所以保費會高很多,同埋好多時車主、維修店、保險銷售員一起分錢,當然效率會高啲,除非你想香港變成咁。
mc225
個人訊息 會員
112.xxx.xxx.5
2011-10-15 12:44
[#10] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
D揸歐洲車嘅車主係咁架,佢哋都係買全保,全程交俾保險公司跟,保險公司都叫車主、司機唔好認,仲會搵公司答辯人上庭代車主、司機答辯及不認罪,但警方提控告對方,一般都會被法裁定「不小心駕駛」。而保險公司不會因入罪而賠償,一味拖字决,逼你要循民事法庭追討,但答辯人都係不承認責任,並要求同你庭外商議和解,將賠償金額減半,只要你有時間不怕浪費時間,可以不用理會,,至小額錢債法庭判被告不當全數賠償,因為對方已被定法庭定罪「不小心駕駛」,到時保險公司一定全數賠償。
kelvin_mazda
個人訊息 會員
124.xxx.xxx.85
2011-10-15 18:29
[#11] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
請問折舊有無得追埋對方?
adamschan
個人訊息 會員
42.xxx.xxx.243
2011-10-16 08:33
[#12] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
法官巳判決了、你的贏面很大、對方拖下去只會罰得更重再加堂費。而你贏了官司後、可請律師樓為你追討維修費、及維修期間的車資。
projectx
個人訊息 會員
61.xxx.xxx.212
2011-10-16 20:39
[#13] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
仲可以追討埋冇車用期間租車返工出入用及時間精神上損失~~
奸人堅
個人訊息 會員
202.xxx.xxx.141
2011-10-17 10:51
[#14] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
>如果法庭判違例者有罪, 保險公司都係唔會負責架啦,

唔係, 保險公司一定先要賠比受害人, 之後再民市追返個車主, 而如果車主並非酒駕、藥駕之類, 只係一般渣車出錯, 只需要比墊底費, 而保險公司就要賠餘額, 但保險公司亦有權為賠償額而提出由公正行再評估維修價, 一般行到呢步就個數都應該相當大, 唔係一兩萬既事.

如果事主係酒駕、藥駕之類, 保險公司會全數加埋行政費用追返車主, 不過呢d唔關受害人事.
ctlee
個人訊息 正式會員
203.xxx.xxx.135
2011-10-17 13:50
[#15] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
認罪有乜問題?試過撞人哋車尾,再推前撞多架.無得唔認喇係嗎?結果保險賠哂.自己比loading
之後保險唔續保, 最後搵過第二間囉.
gideon
個人訊息 會員
219.xxx.xxx.51
2011-10-31 22:24
[#16] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
有點唔明. 叫得樓主上庭做證人, 即係件案未審完, 既然未審完, 點解法官會已經判對方司機有罪?
wasser
個人訊息 會員
203.xxx.xxx.246
2011-11-01 09:15
[#17] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
My experience was similar to old dude hing's.
letsrock
個人訊息 會員
112.xxx.xxx.107
2011-11-01 10:15
[#18] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
有點唔明. 叫得樓主上庭做證人, 即係件案未審完, 既然未審完, 點解法官會已經判對方司機有罪?
(因為佢唔認罪,警方話就算判左,佢都有權上訴,上訴,再上訴,所以要我出庭做証,多D証據,幫助大D)係未審完,所以咪上黎問下係咪甘煩同程序上係點攪.事發在3月,11月中先叫我上庭,跟住佢又上下訴甘呀,真係唔知會唔會一年,一年又一年~~~~~**(再次多謝甘多位解答謝謝.
mkmk11222003
個人訊息 會員
61.xxx.xxx.128
2011-11-01 16:08
[#19] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
Btw, the other party was KMB. Took 1 year to resolve.
letsrock
個人訊息 會員
112.xxx.xxx.107
2011-11-01 16:22
[#20] 交通意外,警察告佢法官判有罪對方唔認罪~~~~?????    
I guess it is normal to take like a year to settle for HK insurance companies. I guess it might be a tactic to avoid paying or to squeeze some discount out of their settlements.

In Canada, making car insurance claim was a simple matter. Just file a claim, the insurance companies would arbitrate the fault, settle the claims between themselves, and pay to the repair shop directly. If you were at fault, you had to pay for the deduction (called "excess" in HK) or whatever portion you were liable for (in case you were not 100% at fault). Any claim against the other insurance company was handled by your own insurance company. Claims were usually settled in days unless it was a hit and run and couldn't locate the other party.

最後修改時間: 2011-11-02 01:38:13
olddude
個人訊息 會員
116.xxx.xxx.206
2011-11-02 01:37
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